It’s been a while since my last blogger interview post. I have a backlog going. It’s time to get moving again. Work’s been incredibly busy the past few months, so I’m taking advantage of a quiet Sunday morning to write this post. I interviewed Pollie from Pollies Dividend.
Pollie is a 40 something investor from my family homeland, The Netherlands. I’ve never been, but according to my family genealogy, most of my mother’s family comes from here. Pollie is a dividend growth investor. He’s created his own code, the “Pollie-Code.” This code is a 10-step stock evaluation tool that he used to choose the stocks he invests in.
Pollie and I both became dividend growth investors in our 40’s, which means we both are on a mission to supercharge our retirements. Better late than never. I hope you enjoy learning more about Pollie. If you missed any previous interviews, here’s a link to all f my blogger interviews.
Pollies Dividend Interview
Where do you live?
I live in the eastern part of The Netherlands.
What are your hobbies?
Besides investing, I enjoy reading, Football and spending time with my family.
Which countries or major cities have you lived in or traveled to?
I lived in 5 different cities throughout The Netherlands. And I lived for a couple of months in Hong Kong for my job. This was before the city was turned over to China. I was working for a dredging company on the land-acclamation projects back in the early nineties.
When I finished my Master degree, I started to travel quite a bit. I have been to most of the west-European countries and China, Mongolia, Russia, South Africa, Namibia, Botswana, Zimbabwe, Egypt, Malaysia, Singapore, South Korea, Cuba and USA (California, Nevada, Utah and Arizona). There are still many countries on my list that I want to visit (Japan, Indonesia, New Zealand, Argentina, just to name of few).
Which sports or teams are your favorites?
Since I was a little kid I’m a very enthusiastic football fan (or as for my US-friends: Soccer fan). My team is Fc Twente Football Club.
What’s the best vacation you’ve ever taken?
Wow, this is a difficult question. Every vacation was unique!
From my vacations when I traveled alone, I think it was my 6 weeks self-organized trip with the Trans-Siberian railroad from Moscow to Beijing. During this trip, I traveled approx. a quarter of the globe by train, met beautiful people in three countries and saw incredible scenery.
From my vacations with my family, it is definitely our last road trip to the USA. 4-weeks of precious quality time with my kids and wife. Man that made me feel rich!
When you were a child, what profession did you want to be?
Airplanes fascinated me when I was a child. I wanted to be a fighter plane pilot for as long as I can remember.
What is your career today?
I’m a manager of an engineering department of a big city in the eastern part of The Netherlands.
What is your primary motivation to reach financial independence and retire early?
My primary motivation to reach financial independence is to have more freedom and choices in my life. And be able to spend more time with my kids and my wife. Financial Freedom = Time
At what age are you planning on retiring?
I don’t have an exact date in mind. When I started investing, I always said I wanted to retire when I reach 50. With the knowledge I now have (and I learned a lot about FI and RE the last two years, I can tell you that), I think it will be around the time I turn 60. If I can reach financial independence in shorter time, that’s great; if it takes longer, that’s totally fine too.
What’s the first thing you’ll do when you retire?
Celebrate it with my wife and kids.
If money were no object, but you had to have a job what would you do for a living?
That’s an easy question: Start early. I started dividend growth investing when I was 41. The earlier you start, the more your snowball will get momentum and let the magic of compound interest do its thing.
If you could only use one metric to evaluate a stock, which one would you choose?
I think it is almost impossible to evaluate a stock/company on just 1 metric. That’s why I have my own Pollie-code. When you push me to really make a choice, then I think it is the payout-ratio. This ratio gives you a quick view how safe the dividend is.
How do you stay the course when markets are down?
I think I’m diversified enough, but it can always be better. I’m fine tuning it every time I purchase a new stock. And furthermore my investment timeline is very long, so I really don’t care about day-to-day mood swings of mister market.
A down in the markets, gets me excited because then there are buying opportunities. Or as Warren Buffett says: “Be Fearful When Others Are Greedy and Greedy When Others Are Fearful”
What’s your favorite aspect of blogging?
To share my journey, share knowledge and writing down all the ideas I have in my head.
Why should people read your blog?
Besides that I have great content 😉 I write about all kinds of different investment and financial topics. I try to share my knowledge I get from reading a lot of books and articles every week. I have two series running on my site.
The first series is Teaching my Kids. I think when you educate kids about money, they will benefit from it for the rest of their lives. Or as the saying goes: “What is learned in the cradle is carried to the tomb”. And to educate your kid is your responsibility as a parent. And I do not take this responsibility lightly!
The second series is Books. Reading books opens up a whole new life and you enrich yourself with new knowledge. What a great gift! In my 2016 goals I wrote that I would read at least one book every quarter. And I will share my new knowledge with my readers. I will do this to keep the snowball of knowledge rolling.
What’s your best source of traffic to your blog?
My primary source of visits are from my Twitter following and referral traffic from other blogs.
Why do you blog?
I can’t change my past but I can influence my future! Polliesdividend.com is a written account of my journey. I started this blog in June 2014 after being inspired by some of the many great personal finance blogs out there that chronicled their individual journeys to financial independence and retirement.
I wanted to share my journey to hopefully inspire others and also to track my progress towards my ultimate goal of financial independence by age 50. And of course it is a great way to connect with fellow DGI’s.